What to Do When You Can’t Pay Your Harley Davidson Bill
Harley Davidson is the premier name in motorcycles. Customers who want in-house financing to purchase a Harley Davidson can choose auto financing from the financial services department. Customers can also apply for a Visa card from Harley Davidson.
How to Pay the Bill
When customers apply for Harley Davidson financing, the dealer will run your application through the finance company. Financing may come from a third-party bank associated with Harley Davidson – Eaglemark Savings Bank. Terms and conditions of payment will differ if financing is secured through this bank.
Pay online: You can pay your Harley Davidson bill online at https://myhdfs.com/?locale=en_US&bmLocale=en_US. You must register for an online account to make payments directly through the Harley Davidson website.
Pay via DirectPay: The DirectPay option is offered by JP Morgan. Customers must have the account number and the last four digits of the social security number associated with the account to make a payment.
Pay by phone: Harley Davidson Credit will process payments by phone at 1-888-691-4337. This is also the number customers should call before making the final payment on the account. Due to interest charges, the final pay-off may be less than the amount shown on your bill.
Pay your Harley Davidson Visa: If you wish to make a payment on your Harley Davidson Visa account, contact 1-888-699-2281. This number is only for Visa card holders.
Pay by mail: Customers wishing to make payment by mail with a personal check or money order can send payments to:
Harley Davidson Credit
Palatine, IL 60055-5129
Questions About Your Billing Statement or Account?
If you have seen charges on your billing statement or account that do not make sense to you, we suggest you visit the Harley Davidson Financing FAQs. For additional information regarding your billing statement or account, you should contact customer service at 1-888-699-2281.
How the Penalty Fees Work
There are no penalty fees listed for Harley Davidson direct financing, but there are charges associated with late payments on the Harley Davidson Visa.
- Late payment fee: Up to $35 per instance.
- Returned payment: Up to $35 per instance.
- Over the limit fee: Up to $35 per instance.
- APR: You APR will vary based on credit score. 13.99% to 22.99%
If you have financing through Eaglemark Savings Bank, it is best to contact the customer service center for that bank if you are unable to make a payment. The contact number is 1-888-691-4337. The bank may work with customers to extend the payment date or skip a payment, in some cases. Depending on the condition surrounding your financial troubles, you may be able to:
- Refinance your Harley Davidson to lower payments
Will They Work With Me to Pay My Bill?
This question is up in the air. Harley Davidson runs financing through a third-party bank. This bank may allow the customer to skip a payment once during the life of the loan or extend the due date if the customer is having temporary financial difficulties. Did Harley Davidson work with you to pay off your overdue bill?